HELOC Estimate | HELOC Qualification & Offer Funnel
HELOCEstimate
HOME EQUITY SOLUTIONS

Turn Your Property Equity Into Business Capital

Review your preliminary HELOC eligibility, estimated available credit line and potential payment before continuing to personalized lending options.

Loading secure address search…
Select your property from the address suggestions so we can automatically capture the city, state and ZIP code for your assessment.
Secure online assessmentNo initial credit impact*Digital application processFast funding may be available*
HOME EQUITY SOLUTIONS
Secure · Digital · Transparent
Property
Qualification
Estimate
Application
Offers
Complete

What’s your property address?

We’ll use this to identify your property details and perform a preliminary state-level availability check.

Loading Google address autocomplete…
Selected property
HELOC programs appear available.
We’ll confirm final availability after reviewing the complete application.

Let’s see if the property may qualify.

These questions help us estimate eligibility before asking you to complete the full offer application.

Your home equity assessment is ready.

Based on the property information you provided, here is your preliminary HELOC assessment. This is not a credit decision or a final offer.

✓
Preliminary eligibility
Your scenario appears eligible to continue
Your property profile meets the initial criteria used in this prototype. Final eligibility is subject to verification and underwriting.
Assessment complete
Estimated HELOC availability
$159,500

This is the estimated maximum amount that may be available based on your home value, mortgage balance, other liens and the prototype leverage assumptions.

Estimated available line66% of estimated equity

Choose how much you would like to access.

Select an amount below or enter your preferred line amount. You can adjust this before requesting personalized offers.

Estimated maximum$159,500
Illustrative monthly payment
$708/mo Interest-only illustration using an example 8.50% annual rate on $100,000. Actual rates, payments and product structure may differ.
1
No commitment to continueReview your estimate before completing the application.
2
Personalized options nextComplete the secure application to request available offers.
3
Final terms require reviewEligibility and pricing remain subject to lender verification.
*The estimated maximum line shown here uses an 85% prototype combined-loan-to-value assumption and is for demonstration only. Production calculations should use the current lender and program eligibility rules.

Complete your secure HELOC application.

We already have the property estimate. Complete the remaining borrower and property details needed for the Figure offer request.

About you

Tell us who is applying.

Confirm the property

This address should match the property securing the HELOC. The street, city, state and ZIP below are populated automatically from the Google address selected in Step 1.

Map this value to the current Figure ownership enum on your server.
Used when the legal owner differs from the individual applicant.

Financial profile

These answers help determine which offers may be available.

Server should translate this selection to Figure's current selfCreditRating enum.

Permissions & communication

Required acknowledgements should use the exact legal copy approved for your live Figure integration.

🔒 Secure application · Submit Figure requests from your server only. Never expose API credentials in browser JavaScript.

Your personalized HELOC options are ready.

The cards below are simulated prototype responses so you can review the UX before connecting the live Figure API.

Recommended option

$100,000

Available credit line
6.49% sample APR*
$541/mo sample payment*
  • No closing costs*
  • Digital application
  • Potentially fast funding*

$90,000

Available credit line
6.74% sample APR*
$506/mo sample payment*
  • Digital process
  • Transparent selection
  • Final terms subject to approval

$75,000

Available credit line
6.99% sample APR*
$437/mo sample payment*
  • Alternative line amount
  • Online documentation
  • Final terms subject to approval
Integration point: replace these sample cards with the normalized offer response returned by your secure backend. Do not call the lender API directly from browser JavaScript or expose credentials in this file.
✓

Option selected.

In production, this screen would continue into the lender’s required disclosures, verification steps, document collection and closing workflow.

Requested amount$100,000
Property stateMI
Estimated equity$242,000
Next stepVerification & disclosures
Flexible capital for business owners

Put your home equity to work for your business.

Use the equity you’ve built in your home to access flexible capital for the business opportunities and expenses that matter most.

Business Growth Use capital for expansion, hiring, improvements, marketing, or other growth investments.
Equipment & Inventory Purchase equipment, technology, materials, vehicles, or inventory needed to operate and grow.
Working Capital Support payroll, operating expenses, seasonal needs, and short-term cash-flow requirements.
Unexpected Expenses Handle urgent repairs, replacement costs, or other unexpected business expenses.
Acquisitions & Opportunities Put available capital toward acquisitions, a new venture, or time-sensitive business opportunities.
Designed for business-purpose financing

Keep the mortgage you have. Access the equity you’ve built.

A Business Purpose HELOC can provide a separate source of capital without requiring you to replace your existing first mortgage. Qualified borrowers may use funds for eligible business needs such as working capital, debt consolidation, growth investments, operations, equipment, or acquisitions.

$25K–$750K Potential line amounts, subject to qualification and program availability.
10–30 Years Available term structures can help align financing with longer-term business needs.
Online Process Move from preliminary estimate to secure application and verification digitally.
Potentially 5 Days Funding may be available in as few as five days for qualifying transactions.
A streamlined lending process

From assessment to closing.

Our digital HELOC experience is designed to provide clarity at each stage, from preliminary eligibility through verification and funding.

1Property ReviewInitial property details
2Preliminary AssessmentEquity and eligibility
3Secure ApplicationBorrower information
4Review OptionsPersonalized offers
5Verification & ClosingDocuments and funding
Secure & ConfidentialInformation transmitted through a secure lending workflow.
No Initial Credit Impact*Preliminary screening is designed to occur before a formal credit decision.
Equal Housing OpportunityFinancing is subject to verification, underwriting and lender requirements.
HELOCEstimate
Home Equity Solutions
*All estimates, sample rates, payments, timelines and offer cards in this prototype are illustrative. Final eligibility, pricing and terms are subject to applicable lender rules, verification, underwriting and required disclosures.
HELOC Estimate
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